Accessaffordablementalhealthcare
TRICARE covers convenient virtual therapy, psychiatry, teen therapy, and family counseling with licensed Talkspace providers. Use your 11 digit DBN (benefit number) when signing up.
High-quality online mental health care, covered by insurance
Talkspace provides clinically-proven, evidence-based therapy, psychiatry, and family counseling, and it’s covered by TRICARE.
Leaders in online therapy for more than a decade, Talkspace makes it fast and easy to connect with a licensed therapist to treat mental health symptoms or simply talk through whatever is on your mind. Sign up now and within days you can start communicating with your Talkspace therapist by exchanging text, video, or audio messages, and also schedule live sessions. You can discuss stress, relationships, parenting, grief, or anything you’re experiencing. Talkspace therapists also treat mental health conditions including anxiety, depression, PTSD, and more.
Comprehensive mental health solutions covered by TRICARE
Talkspace partners with some TRICARE plans to cover online therapy, psychiatry, and family counseling so cost and convenience barriers don’t prevent from getting the mental health support you need.
Here's how it works
Check coverage
Confirm that you’re covered through TRICARE.
Personalized match
Answer a few questions online and we'll match you with a licensed provider.
Start therapy
Communicate with your therapist through live sessions, messaging, or both.
150+
mental
health
conditions
treated
As you're exploring online therapy that takes TRICARE, know that our deeply experienced providers deliver comprehensive care for a broad range of mental health conditions and treatment approaches, using evidence-backed methods. TRICARE covered services includes counseling and psychiatric care for more than 150 conditions and mental health needs.
Access a wide network of support
Access across all 50 states
Talkspace has highly qualified therapists and psychiatric providers licensed in all 50 states, ready to deliver evidence-based clinical care.
Diverse network of therapists & psychiatric providers
Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% are experienced in LGBTQIA+ needs.
Highly qualified provider network
Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards.
Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
Am I covered for Talkspace online therapy with TRICARE?
Talkspace is covered for:
- Active duty service members (with referral)
- National guard & reserve members
- Retirees & their families
- Spouses & dependents
With the following plans:
- TRICARE Prime (HMO)
- TRICARE Prime Remote (HMO)
- TRICARE Select (PPO)
- TRICARE Reserve Select (PPO)
- TRICARE Retired Reserve (PPO)
- TRICARE Young Adult (Prime)
- TRICARE Young Adult (Select)
We provide access to licensed therapists covered by TRICARE near you via secure video sessions and text-based therapy, making it easy to get help from home, or from wherever is most convenient.
Does TRICARE cover mental health services, including individual & couples therapy?
Yes! TRICARE covers online therapy, couples counseling, and psychiatry through Talkspace. Whether you're looking for online therapy that takes TRICARE, individual counseling, couples therapy (also called family therapy), or psychiatry, we're here to help.
How do I get started with TRICARE-covered online therapy?
It’s easy! Here’s how:
1. Sign Up – Go to Talkspace and enter your TRICARE DoD benefit number (DBN), the 11-digit number on your ID card and answer a few questions.
2. Get Matched – We’ll pair you with a licensed TRICARE therapist based on your needs and preferences.
3. Start Therapy – Begin with messaging, live video sessions, or both.
No long wait times, no hassle—just convenient online therapy with TRICARE.
Active Duty Service Members (ADSMs) require a referral from their Military Treatment Facility (MTF) or Primary Care Manager (PCM) before starting therapy. However, family members, retirees, and dependents can start immediately—no referral required.
What mental health concerns does online therapy treat?
Mental health services covered by TRICARE include therapy for anxiety,depression, PTSD, stress management, and relationship challenges. However, you don’t need to have a specific mental health challenge to get therapy—you can connect with a Talkspace therapist simply to discuss anything that’s on your mind and get support for everyday life. Talkspace therapists specialize in treating active-duty personnel, military families, and veterans.
Can active duty military members use Talkspace?
Yes, but a referral is required for Active Duty Service Members (ADSMs). To get started:
1. Request a referral from your PCM or Military Treatment Facility (MTF).
2. Once approved, you can start therapy with a licensed Talkspace therapist covered by TRICARE.
For family members, dependents, and retirees, no referral is needed.
Does TRICARE cover prescription medications?
If a Talkspace psychiatry provider determines that medication is appropriate treatment, TRICARE covers prescribed mental health medications. However, medication costs may vary based on your TRICARE plan and pharmacy.
Important: Controlled substances cannot be prescribed through Talkspace.
Does Talkspace offer services outside the U.S.?
Unfortunately, TRICARE therapy services through Talkspace are currently only available within the United States. If you are stationed overseas, check with TRICARE for local options.
How soon can I start online therapy?
Talkspace offers quick scheduling, faster than traditional in-person therapy. After signing up for Talkspace therapy you’ll be connected with a therapist within about two days, often less. With Talkspace psychiatry you can schedule a video session with a psychiatry provider within about a week.
How does Talkspace protect my privacy?
Talkspace technology is HIPAA-compliant, secure, and confidential. All data on our servers, as well as all communication that happens between our software and the servers, is encrypted. Find out more about our privacy policy.
What makes Talkspace a great option for military mental health?
- Convenient & Flexible – Access care anytime, anywhere.
- No Long Waits – Get started faster than traditional therapy.
- Trusted TRICARE Provider – Covered nationwide.
- Specialized Therapists – Experienced in treating a wide range of conditions and concerns.
Do you still need help?
Visit our Help Center to get answers, share feedback, or voice a complaint.
Please visit tricare.mil for clarification on your coverage.
TRICARE is a registered trademark of the Department of Defense, Defense Health Agency. All rights reserved.
