Accessaffordablementalhealthcare
Therapy without insurance can be expensive — but Talkspace accepts Optum insurance and and covered members pay an average copay of $15.
Optum mental health coverage with Talkspace
Use my Employee Wellbeing Solutions or Employee Assistance Program (EAP)1
Use my Insurance Benefits
2To obtain your Authorization Code and Approved Number of Sessions, please contact your Emotional Wellbeing Solutions Program or EAP
3Subject to the same member financial responsibility applicable as an in-person visit
Comprehensive mental health solutions covered by Optum
Affordable mental health care is possible with Optum insurance coverage. Talkspace partners with Optum insurance to cover therapy and psychiatry so costs aren't a barrier to mental well-being.
Online Therapy
Optum provides coverage for online therapy with Talkspace through live video, and live audio (phone call). The types of sessions covered will depend on your plan.
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Psychiatry and Prescribing
Optum plans cover virtual Talkspace psychiatry sessions, prescribing of medications (if appropriate), and medication management. You'll pick up medication at the pharmacy of your choice.
Get startedGet affordable care, when and where you need it
Cost of care shouldn’t stand in the way of feeling your best. Break down barriers to mental wellness with Optum therapy insurance coverage for Talkspace and get flexible care from the comfort of your home.
Here's how it works
Check insurance coverage
See what you can save through your insurance plan.
Personalized match
Answer a few questions online and we'll match you with a licensed provider.
Start therapy
Communicate with your therapist through live sessions.
150+
mental
health
conditions
treated
Optum plans cover access to numerous mental health treatments, ranging from aid for depression and anxiety to managing bipolar disorder. Mental health service plans generally cover most therapy session forms and counseling services to help members manage various conditions.
Access a wide network of support
Access across all 50 states
Within days (on average) from signup and therapist match, Talkspace’s highly qualified therapists and psychiatric providers can deliver evidence-based clinical care in all 50 states.
Diverse network of therapists & psychiatric providers
Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% are experienced in LGBTQIA+ issues.
Highly qualified provider network
Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards.
Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
Does Optum cover mental health?
Most plans offered by Optum cover mental health care. If you have Optum insurance you should be covered for therapy and psychiatry with Talkspace, though it may depend upon the specifics of your plan.
Does Optum Health cover therapy?
Most Optum insurance plans cover the cost of therapy, however not every therapist will be in-network. Good news: Talkspace therapists are in-network with Optum. Optum plans cover ongoing mental health care with one of Talkspace’s licensed mental health clinicians.
What types of therapy are covered by Optum?
Optum covers access to therapy for a variety of mental health needs, from coping with everyday stress to serious mental health symptoms or conditions. Talkspace offers many traditional types of therapy that fall under Optum mental health coverage:
- Psychotherapy: Also known as talk therapy, psychotherapy is the umbrella term used to describe many techniques designed to address thoughts, behaviors, and emotions that aren’t useful or productive.
- Cognitive behavioral therapy (CBT): A form of talk therapy that helps you identify and then change unhelpful and unhealthy thought and behavior patterns. Online CBT can be done and covered with insurance by Talkspace.
- Dialectical behavioral therapy (DBT): A type of talk therapy that focuses on intense emotions; commonly used for personality disorder treatment, such as borderline personality disorder treatment. If you’re interested in this type of therapy, you can get online DBT covered by Optum through Talkspace.
Does Optum cover online therapy?
Optum may cover mental health treatment delivered online through Talkspace. This includes convenient live sessions conducted over video, and audio calls with a therapist. Virtual therapy has been shown to be as effective as face-to-fact therapy for treating common mental health symptoms and conditions.
Does Optum cover psychiatry?
Optum may cover psychiatry, including virtual psychiatry through Talkspace. Talkspace will bill your Optum plan for your sessions with a Talkspace psychiatrist or psychiatric provider. If you are prescribed mental health medication, Optum will likely cover the cost of that as well after a copay. You’ll pick up your medication from your local pharmacy and they will be able to tell you the final cost.
