The average copay for Blue Cross Blue Shield is $15

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Therapy without insurance can be expensive — but Talkspace accepts certain Blue Cross Blue Shield insurance plans and the average Talkspace member copay is only $15. Check your eligibility to see if your plan is covered.

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Tara
Talkspace member

Your BCBS mental health coverage may include

Blue Cross Blue Shield mental health coverage includes clinically proven, personalized care through Talkspace.

BCBS members can match with a Talkspace online therapist within a day or two and get access to messaging therapy (send and receive text, voice, or video messages) and also schedule live sessions via video, audio, or live chat. Your therapy options will depend on your Blue Cross Blue Shield plan’s coverage.

*Copays represented are averages. Members in high-deductible health plans must satisfy the deductible before copays apply. Check your policy to confirm coverage details.

Your copay could
be as low as

$0

Average member copay per session

$15*

Enter your insurance details to verify your coverage today.

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Comprehensive mental health solutions covered by Blue Cross Blue Shield

Affordable mental health care is possible with Blue Cross Blue Shield insurance coverage. Talkspace partners with BCBS insurance to cover online therapy and psychiatry so costs aren't a barrier to mental well-being.

Online therapy

Online support from a licensed provider.

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Teen therapy

Specialized therapy for ages 13-17.

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Couples therapy

Relationship-centered therapy that connects you and your partner.

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Psychiatry

Evaluations and psychiatric medication management for ages 18+.

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Here's how it works

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Check insurance coverage

Enter your BCBS insurance information to confirm your coverage.

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Personalized match

Answer a few questions online and we'll match you with a licensed provider.

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Start therapy

Communicate with your therapist through live sessions, messaging, or both.

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150+mentalhealthconditionstreated

As you're exploring online therapy that takes Blue Cross Blue Shield, know that our deeply experienced providers deliver comprehensive care for a broad range of mental health conditions and treatment approaches, using evidence-backed methods. BCBS covered services include counseling and psychiatric care for more than 150 conditions and mental health needs.

depression
anxiety & Stress
Relationships
Bipolar disorder
eating disorders
Paranoia
suicidal ideation
Insomnia
addiction
borderline personality disorder
alcohol use
antisocial personality
social anxiety
specific phobias
Seasonal affective disorder
anger management
OCD
childhood abuse
mood disorders
trauma & Grief
Loneliness
Family conflict
and more...

Access a wide network of support

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Access across all 50 states

‍Talkspace has highly qualified therapists and psychiatric providers licensed in all 50 states, ready to deliver evidence-based clinical care.

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Diverse network of therapists & psychiatric providers

‍Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% are experienced in LGBTQIA+ needs.

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Highly qualified provider network

‍Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards.

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Any questions?

Find trust-worthy answers on all things mental health at Talkspace.

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Does Blue Cross Blue Shield cover mental health treatment?

Blue Cross Blue Shield plans often cover mental health treatment but the specific coverage varies by plan. Your Blue Cross Blue Shield plan may cover therapy, psychiatry, and/or couples counseling through Talkspace. Talkspace makes it fast and convenient to be matched with a licensed provider for high-quality mental healthcare online, and we will bill your Blue Cross Blue Shield plan directly. Most insured members only pay a small copay ($15 on average). Your specific coverage and copay will depend upon your plan, so check your Blue Cross Blue Shield coverage.

Does Blue Cross Blue Shield cover couples therapy and marriage counseling?

Yes, many Blue Cross Blue Shield plans do cover couples therapy and marriage counseling, and you can receive this therapy conveniently online through Talkspace. You and your partner will be paired with a licensed Talkspace therapist and can receive counseling over scheduled live video sessions, or message with your therapist (depending on your specific coverage). You and your partner can be in different places during your Talkspace therapy sessions, which makes it convenient for couples with busy schedules. Check with your Blue Cross Blue Shield plan to confirm that Talkspace couples therapy and marriage counseling is covered.

How much does Blue Cross Blue Shield cover for therapy?

Blue Cross Blue Shield typically covers therapy but the number of sessions covered and any copays or coinsurance will depend upon your specific plan.

Does Blue Cross Blue Shield cover online therapy?

Yes, Blue Cross Blue Shield covers online therapy through Talkspace. Depending on your plan, you may be able to receive messaging therapy, in which you exchange text, voice, or video messages with your therapist, and schedule live virtual appointments over video, voice, or live chat. The average Talkspace online therapy copay is only $15. Check your specific Blue Cross Blue Shield coverage with your plan.

Does Blue Cross Blue Shield cover prescribed medication?

Blue Cross Blue Shield normally covers medication prescribed by a psychiatrist or psychiatric provider when deemed medically necessary to treat a diagnosed condition or illness related to the patient’s mental health. Under your Blue Cross Blue Shield plan, your sessions with a Talkspace psychiatric provider are covered; however, your Talkspace provider will send your prescription to your local pharmacy and your pharmacy will bill your insurance for the medication itself. Contact your pharmacy to understand how much your medication will cost. Talkspace providers do not prescribe controlled substances.

Does Talkspace take Blue Cross Blue Shield?

Talkspace is in-network with certain Blue Cross Blue Shield plans, meaning that in most cases we can bill Blue Cross Blue Shield directly for your care and you will only pay a copay for therapy or psychiatry from licensed Talkspace providers. However, coverage and costs vary by plan so confirm your coverage with your specific Blue Cross Blue Shield plan.

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